Find Out How Much You Can Afford.
Know exactly what you can afford before you start searching for a home.
Ready To Buy Your First Home Or Next Home?
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home or other real estate? Choosing a purchase
loan product that matches your goals and making sure you get a favorable rate
doesn't have to be stressful!
We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval request.
We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you, whether you're a first-time home buyer or a repeat buyer.
The Home Purchase Loan Process
Here's how our home purchase loan process works:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders
typically require that you have a debt-
to-income ratio of "43/49." This means
that no more than 43% of your total
monthly income (from all sources,
before taxes) can go toward your new
mortgage payment and no more than
49.99% of your monthly income can go
toward your total monthly debt
(including your mortgage payment).
VA and FHA loans even allow for higher
debt ratios on a case by case basis.
- Fixed-Rate Mortgage
- Adjustable-Rate Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA & USDA Loans
- Terms from 5 to 30 Years
Get Your Pre-Approval Letter Now!
Hi, my name is Stephen Ozuna. I'm a
Mortgage Advisor with Simplified Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. NMLS #1801825
Contact Us
250 International Pkwy, Suite 128
Heathrow, FL 32746
407.602.5500
stephen.ozuna@simplified-mortgage.com
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